Everything begins and ends with money. It’s never an easy subject to approach, but money – and the budgeting and saving of it – will help you in the long run. Whether you’re seasoned at money matters or just getting started, planning and maintaining your budget can be tough. It’s a good thing that these three financial planning apps can help you to take the bigger load off yourself. Read on for our top recommendations.
Mint is one of the oldest and best-known budgeting apps. Owned by Intuit, the same company that makes QuickBooks and TurboTax, Mint offers an array of features to help you track and manage your money from a giant list of banks, credit card issuers, brokerages, lenders, and other financial institutions. It comes with a wide range of features, the most useful being its budgeting tools, which lie front and center when you log in. Mint automatically categorizes transactions from linked credit and debit cards and tracks them against a budget you can tweak and customize to your needs.
As the name implies, PocketGuard can help guard you against spending too much. This budgeting app links to all your financial accounts and helps you track your spending compared to your budget throughout the month. This app is one of the easiest to set up and connect to your bank accounts. It tracks how much you're earning, follow what you're spending on recurring bills and everyday expenses, and keeps an eye on deposits into your savings account. The app even has a feature to help you track each bill and find opportunities to save.
Formerly known as Easy Envelope Budget Aid, Goodbudget is a perfect option for couples or business partners that want to budget together. It uses the familiar envelope budgeting philosophy to power your proactive budget for all your bills and spending. Because you can share and sync budgets with budgeting partners across the iPhone and Android spectrum, it is great for couples with shared finances, but it’s also a helpful tool for those budgeting solo.
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